Today we are focusing by mind while reading on such hidden matter of IIM, means not Indian Institute of Management but it is Insurance Inside Matter...
Insurance... The most imp word in all Life though he or she doesn't deserve it but making FUTURE BRIGHT, making tension in present life, by the question starting from H and word is HOW...
How can we relax in future?
Mostly all are not in capacity to save money from monthly earning or invest in insurance premium per month or year...
See how...
Main basic rules of about minimum wages act standard are not equal in India for government and Pvt sector...
Insurance agent mostly gives us full moon Day's statement for giving light's in our life's dark theme but it's his or her strategy's study and practice matter..., which were learnt by him for commercial based on common platform... And mostly they are starting to whom, who are having more than 25000 to 30000 rupees salaried personnel. While Indian minimum wages act is base line with 12000 rupees for present days in private sector...
Future generations maybe get different standard in earning, hope is good for all .. but present invention is unique...
Indian government started the Atal Pension scheme but similar started new rules in various government departments... and made fine by RTO traffic police...
Simple and sober one of that is third party car or bike or vehicle insurance ..
All above that, when we are giving or providing insurance premium, then only the agent will be moving out side trip, as incentive from company, as his or her target is completed by us and the company of insurance, giving him or her extra effort money or else things in related matter ...
Which is huge surprised for present days in all nations, probably...
If the agent are based on commission or salary, and doing work, than why need to increase our pockets expenses high by providing insurance premium high for insurance company's target...?
The whole market of insurance are now based on main agents and than sub agent... and than calculate insurance premium...
They are attracting old retired people for doing the same work for achieving target of money or earning or incentive ...
The new old age people's has respect and that regarding few socially attached people with him or her not denied to refuse or not avoiding old person and making one time bigger payment to insurance company...
Than after they are refuse or not complete the term somehow and in many more case the money reserved by the insurance company inside for other usages of companies related extra matters... Even without frauds... They reserve so many money...
It is difficult or different matter but need to understand the things by Indian government for making separate utilities for insurance purposes and insurance related reserve money...
Once LIC only in India but now so many private companies are started making money by insurance... once I heard few words for LIC that LIC only was the king of Asia but.... But... But...
Now the business key is open by so many way but government still in sound sleep...
My concern is only that why we Indian are giving more premium amount to the insurance company, which rules are prepared by the other Indian organisation duly named IRDA ... And by that the other way charter accountants are need to preparing other rules for saving TAX on our earning money????
I believe that the fundamental basic strategy of the guidelines of insurance are having much more loose pole ... if we are Needs better plan for saving money and tax from our earning money, we needs authentication of property of earning and proper disbursement, otherwise India is the country where only 10% people are paying tax and all government employees salary either central or states are always increased and in private sector the labour commissioner are in sound sleeping in ac chamber...
All Indian are facing the very lower salary pay in minimum wages act and even many more various scales are in different states of India... Other nations or countries who are having their currencies standard hingh in international market are having mostly same or equal remuneration Ratio and salary scale in private and government sector henceforth they are in capacity to savings proper income... for their future generations
Well ... I am not earning... Reasons are unique... Not believe by many more but my matter are focusing right part of earning of common man of India...
Here few things are pending... As my mother needs good vibes ...
Jay Gurudev Dattatreya
Jay Hind
Jigar Mehta / Jaigishya
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